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How Much Home Insurance Do You Need to Buy?

from our BLOG

home buying article

You’ve found the perfect house, in the perfect location. Now you have to determine how much homeowner’s insurance you need, which is not an easy task. That perfect home is probably the largest purchase you will make in your lifetime. To protect your family and your belongings, make sure to do a little homework before choosing which homeowner’s policy you need.

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at our Home Buying/Selling BLOG

Home Buying Tip

for the weeks of: November 02

THE HOUSING RATIO

Lenders are tightening up on mortgage loan approvals. They have returned to the basics, requiring applicants to have housing ratios and debt ratios at 28/36%. Understand how these ratios are calculated and what you can do to meet these qualifying home buying parameters.

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The Benefits Of Building Or Buying A Brand New Home

from our BLOG

home buying article

Building or buying a brand new house can be incredibly exciting, but also a little overwhelming. When you buy an already established house you know what you are getting and it is ready for you to move in. Brand new homes may take some extra time and work, but it is definitely worth it. Here are some reasons to opt for a brand new home.

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at our Home Buying/Selling BLOG

When Is The Best Time For You To Buy Your Next Home?

from our BLOG

home buying article

The real estate market has a life of its own where buyers and sellers often benefit at strategic times. When you are the buyer, thousands of dollars are at stake between you and that dream location. It may be possible to buy a dream home at a substantial discount if you shop at the right times of year. Careful observation of the local economy and your own industry contacts tell you when to seal the deal.

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at our Home Buying/Selling BLOG

How To Make Buying Your First Home Easier

from our BLOG

home buying article

You couldn’t have picked a better time to buy your first home. Home values continue to rise and interest rates are still low enough that your monthly payments will be affordable. Make your home buying easier by following these tips.

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at our Home Buying/Selling BLOG

Reasons Why Buying A Home To Renovate Is A Good Idea

from our BLOG

home buying article

When you begin the home-buying process, it’s unlikely that you’ll find a house that is precisely what you want in your desired location. A new construction home may look pristine, yet lack the character, size or detailing that you desire. A home in need of renovation can often be the best way to get your dream home.

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at our Home Buying/Selling BLOG

Read more articles at our Home Buying BLOG

home affordability tips

Ideas on how can afford a home purchase

  • start saving money:
    view budgeting techniques and rebate cards

  • view first-time options:
    FHA programs and zero-down mortgages

  • watch the interest rates:
    when they hit low levels, be prepared to act

  • have good credit:
    good credit means lower monthly payments

  • maintain good debt ratios:
    lenders view this as low risk

  • understand the process:
    understand how to negotiate best terms

read about these and other tips to help you afford a home purchase

view home affordability tips

what is the value of the home

Check the market value of the home you are reviewing and neighborhood. It is a report you can use to structure your home purchase offer.

For Your Rolodex

quick access to five key areas for buying a home:


  1. step-by-step guide
  2. home search
  3. tools
  4. financing
  5. shopping
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Home Buying Guide and Home Search

Buying a home? You have landed at the right place. Our goal is to keep your home buying experience simple and straight to the point. Find home MLS listings, FSBO homes, foreclosures, new home construction, home classifieds, real estate agents, mortgage financing, home services, home buying steps, and just about everything to find and make a buy home decision.

Simply start with our quick home buying checklist that summarizes the home buying process. It references our free 7-step guide on home buying plans and home buying tips. Review our guides on home affordability, home buying numbers, escrow payments, home inspection, home location and neighborhood, home buying contract negotiations, home mortgage financing, closing and settlement, and more. Use this resource center to find the the right home, in the right location, and at the right price.

This home buying center has other great tools that include —

And when you are ready to fund your project, SayHomeBuy.com uses a referral network of lenders and brokers nationwide segmented by City/State to help find the best rate and terms for home purchase loans. Click to view our national network.