Apply for Home Improvement Financing

how best to finance your home

Need financing for your new home? You can submit your request through our network of home mortgage lenders.

Submit Your Loan Request Form
no social security number required. Simply enter your loan request and contact information through our SSL secured system.

| or call 1-877-777-1370
Be Ready to Negotiate
our network of premier lenders will review your request and contact you to design a mortgage loan package that is right for you. Use our shopping sheet to negotiate best terms.

view lender list | download shopping sheet
Need a Better Offer
take your shopping sheet and shop your local lenders or other networks to negotiate better terms. Be prepared to negotiate if the lender wants your business.

see negotiating tactics
- 1: First step, check your credit rating:
  the higher your credit score (FICO 720 and up), the stronger your position to negotiate best rate: see checking your credit report
  
  2: Analyze your housing and debt ratios:
  again, if your ratios are within lending parameters (28/36), you are in a strong position to negotiate rate and terms — click here to calculate ratios
  
  3: submit your home mortgage application
  through our financial network. Allow our network of home lenders compete for your business: apply now
  
  4: use our loan comparison sheet
  to shop best rate and terms among the lenders that have reviewed your application: free download
  
  5: compare these lender rates and terms
  with other published rates (newspaper, internet, branch network, etc.)
  
  6: negotiate with your lender of choice
  to match or beat any rate that you feel you deserve. That's the negotiating power of our financial network
| shop national network

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